The Health Plan Masterclass | Free Live Training for Employers
Free Live Training  ·  Next Session Wed, Sept 23

Your 2026 Renewal
Came In High.
Here's What To Do.

A free 35-minute training for HR directors, CFOs, and owners of 100 to 1,000-employee companies who just watched their renewal jump double digits and want a real strategy before they sign.

Next Session
Wednesday, Sept 23  ·  9:30am MT / 11:30am ET

Just got your renewal? Bring the number. We'll show you what's actually driving it.

Save My Free Spot 35 minutes  ·  Free  ·  Live Q&A
35 minutes of real education, no sales pitch
61% of companies your size are already self-funded
$0 employee out-of-pocket cost in every case study
20-40% typical savings in year one
What We Cover

Here is what you learn
in 35 minutes.

No slides about our agency. No pitch for a specific carrier. Just the mechanics of the system and what to do about it.

01
Why Your Carrier Is Legally Motivated to Raise Your Premiums Every Year
The Affordable Care Act capped carrier profit at 15% of your premium. That means a $100M premium generates $15M in profit. The bigger your bill, the bigger their check. We show you the math and what it means for your next renewal.
02
Where Your Premium Dollars Actually Go
Most fully insured employers have never seen an itemized breakdown of their premium. We open it up and show you the gap between what you pay and what your employees receive and exactly who profits from that gap.
03
How Self-Funded Plans Work and Why the Risk Is Lower Than You Think
We walk through the four components of a self-funded plan, how stop-loss insurance protects you from catastrophic claims, and why good years come back to you instead of the carrier. This is not theory. 61% of your-size companies are already doing this.
04
Real Savings From Actual Employer Plans
We walk through four real claims from actual employer clients. A knee replacement reduced by 62%. A specialty medication reduced by 99%. A dialysis claim reduced by 73%. The employee paid nothing in every case. These are not projections. These happened.
Real Claims. Real Numbers.

Actual results from
real employer clients.

These are not projected savings. These are actual claims from employers who restructured their plan. Member out-of-pocket cost in every case: $0.

Knee Replacement
PPO Network Price$63,378
Direct / Navigation$23,950
Saved$39,428
Specialty Medication
PPO Network Price$678,324
Patient Assistance$6,000
Saved$672,324
Dialysis
PPO Network Price$325,595
Contractual Program$87,215
Saved$238,380
Cancer Infusion Therapy
PPO Network Price$41,351
Direct Agreement$15,415
Saved$25,697

Source: Actual historical claims from employer clients. Individual results vary based on plan structure, market, and clinical scenario.

Is This For You?

Be honest with yourself.

This session is 35 minutes of real education. We want the right people in the room.

This is for you if...
  • ✓You have 100 to 1,000 employees and your health plan renews with a rate increase every year
  • ✓You are on a fully insured or level-funded plan with no real visibility into where the money goes
  • ✓You are an HR director, CFO, or business owner who wants data and a real strategy, not another broker pitch
  • ✓You have wondered if self-funding is right for your company but nobody has explained it without trying to sell you something
This is NOT for you if...
  • ✗You have fewer than 100 employees
  • ✗You are looking for a quick sales pitch. This is 35 minutes of real education with no shortcut version
  • ✗Your self-funded plan is running perfectly, you review claims data every month, and your employees never have questions about their benefits
Your Hosts

Meet Jake and Chris.

Two advisors. One unified approach. No carrier conflicts.

JR
Jake Rushton
Employee Benefits Advisor

Jake spent 18 years in financial services advising businesses on retirement plans before shifting his focus entirely to health plan strategy. He has helped employers across the country identify and recover money their fully insured plans were quietly spending on the wrong things. Independent advisor. No carrier conflicts.

CH
Chris Hamilton
Employee Benefits Partner
★ 2025 BenefitsPro Advisor of the Year

Chris has nearly 20 years in corporate finance and insurance. He focuses on self-funded plan design and cost transparency for mid-market employers. He is the founder of Benefits Insider, a platform dedicated to helping business leaders understand how the health insurance system actually works.

Between us we have advised on over half a billion dollars in employer benefit decisions. We are not here to sell you a carrier. We are here to show you how the system works and exactly what to do about it.
Register Now

Take control of
your health plan.

Join us live Wednesday, Sept 23 at 9:30am MT. Ask real questions. Leave with a plan.

Save My Free Spot 35 minutes  ·  Free  ·  Live Q&A
Free to attend. No credit card. No catch.
Replay available for 48 hours if you cannot make it live
No obligation. No sales pressure. Education only.
Health Plan Masterclass

Hosted by Jake Rushton and Chris Hamilton